Medical Insurance
We offer Medical Insurance products for In-Patient and Out-Patient Medical cover on a worldwide basis for individuals as well as Groups. We work with various carriers locally and internationally.
In-Patient Cover refers to services rendered when a patient stays at a hospital or the private clinic. Coverage usually includes, Hospital Charges, Surgeons, Anaesthetists, consultation fees, diagnostic tests, physiotherapy, radiotherapy, chemotherapy etc.
Out-Patient Cover refers to services rendered when a patient does not stay in the hospital but visit the doctor or hospital for examination concerning a medical condition. It usually covers Doctors fees, diagnostic tests, drugs, physiotherapy, etc. Usually routine checks are allowed for a fixed limited amount.
There is usually the option to choose cover for Europe, World excluding the US or Worldwide including USA/Canada. Cover to include USA/Canada costs more as medical expenses in USA/Canada are higher than the rest of the world.
Why Choose P&M for your Insurance?
75 Years Experience
Trust our vast experience to identify the precise insurance solutions. We have been serving clients for over seven decades, ensuring peace of mind.
Fast Claims Process
We ensure your claims are handled with speed and efficiency. Our dedicated claims team works around the clock to get you back on track.
Dedicated Support
Personal account managers who understand your specific needs. You'll always have a direct line to someone who knows your policy.
Expert Advisors
Industry specialists ready to guide you through complex policies. We make insurance simple and transparent for you.
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