Property Insurance
We have facilities to insure most types of property, ranging from small households to multinational exposures both on a direct or indirect (reinsurance) basis.
Property & Buildings cover for damage to property or buildings. The reason for the damage might be a factor in the cover. For example, some insurance companies will not provide cover against damage to property caused by riot. Most natural causes of damage such as lightning, flood and storm will be covered but may make the premiums more expensive. Terrorist attacks may also not be covered so it is up to the business concerned to ensure that they specify what cover they want and that the insurance company concerned is prepared to cover that risk – it does vary considerably.
Contents Insurance taken out against damage or loss of contents in a business premises. For example, the firm might have suffered a break-in and had a number of computers stolen or the memory stolen from inside them or had PCs damaged during the break-in.
Protection for goods in transit across international and local routes.
Our property insurance product range includes:
- Householder Comprehensive
- Commercial Property (Fire and Perils)
- Commercial All Risks
- Business Combined (Suitable for Retailers, Administrative Committees of properties, Restaurants, Cafes etc)
Why Choose P&M for your Insurance?
75 Years Experience
Trust our vast experience to identify the precise insurance solutions. We have been serving clients for over seven decades, ensuring peace of mind.
Fast Claims Process
We ensure your claims are handled with speed and efficiency. Our dedicated claims team works around the clock to get you back on track.
Dedicated Support
Personal account managers who understand your specific needs. You'll always have a direct line to someone who knows your policy.
Expert Advisors
Industry specialists ready to guide you through complex policies. We make insurance simple and transparent for you.
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